Keith S. of Brick surprised his wife with a text message. He sent a picture of a lotto ticket, which she first thought was a $100 winner. A nice sum, but nothing to freak out over. When she took a second look at the picture, she realized it was a jackpot-winner for the Win For Life contest.

That contest offers $5,000 a month for life, or a lump sum of $1.275 million. For reasons unbeknownst to me, they chose the cash.

Keith does look a bit older than me, so I guess I can understand taking the lump sum rather than go monthly.

What would you do, cash out or get a $5000 check every month?

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