Expert Tips From Josh Jalinski
Tip 1: Purchase term insurance, life insurance and disability insurance… these protect you and your family for future events that may impact your life.
Tip 2: Have your human resource’s department take 10 to 15% of your pay and put it into a separate savings account that you don’t touch. Within 6 to 12 months, this will serve as a cash reserve and will keep growing!
Tip 3: Invest in tax advantage accounts like 401(k)s and IRAs. Grow and distribute your portfolio adding in tax free and tax deferred accounts, like Roth IRAs and Roth 401(k)s.
Tip 4: Think about investing this way: a third in long term investments, stocks, ETFs and low cost mutual funds; a third in government vehicles like municipal bonds and annuities; and the last third should go into real estate and hard assets.
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